# History Zam.io was founded in 2018 with a vision to create a digital bank for migrants in Russia and the CIS region. The aim was to create a platform for the most demanded financial and social services necessary for a foreign citizen to live comfortably and succeed, all in one streamlined app. Since 2018, Zam.io has been building a network with payment service providers and banks. Remittance solutions have been implemented in 8 CIS countries with 5 national currencies available. Recipients can receive money at more than **50,000** locations across the region. As of today, Zam.io has over **30,000** registered users on the platform with partnership agreements with 3 banks and 3 payment service providers. The platform is integrated with partners’ solutions through an API under a white label model. In 2021, an international team of blockchain enthusiasts was formed to envision and develop a universal financial ecosystem powered by blockchain. Talent from world-leading companies has been recruited to realize the project. Zam.io was reborn as the crypto component of the Zam.io universe. $ZAM token has been already launched alongside the ZamWallet. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.zam.io/company/history.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.