# ZamWallet

![](/files/-MkHh64jZsA0-6Ep0-i9)

Users need an easy way to access and manage their digital assets. 

**ZamWallet is**: 

* a mobile application for iOS and Android;
* a [web interface](/ecosystem/zam.io-zamwallet/zamwallet-web.md).

ZamWallet allows users to store, access, manage, send, and receive crypto directly from their mobile phones. 

**Our team is building a universal wallet for CeFi and DeFi that brings the best features of both technologies into one powerful app.**

## **Components**

1. Account settings
2. [Investment Portfolios](/ecosystem/intelligent-portfolios.md)
3. [CeFi & DeFi wallet](broken://pages/B2FN2kNmyBRRpOCZo0Gc)
4. Token manager
5. Exchange
6. Transaction history
7. Referral program
8. KYC
9. Client support

## **Features**

### **CeFi and DeFi**

Users can choose whether to store their private keys in our custody secured by Binance, or keep them at their possession with full control over security and seamlessly swap between wallets.

### **Send crypto by phone number**

Send money to people, not addresses. Sending crypto is as easy as selecting a contact from a phone's contact list.

### **Exchange crypto**

Exchange over 500+ tokens in 60+ networks in seconds on an intuitive interface with liquidity and security provided by Binance.

### **Referral program**

Three-level referral program is a reward system for users who refer other users to the Zamio ecosystem.

### Identity verification in minutes 

KYC verification is simple and fast. No complicated procedures, our app uses your phone camera to scan documents and face biometrics to get you verified in minutes via our partner sumsub.com.

### Crypto *s*tatistics

Cryptocurrency prices, daily changes, charts are updated in real time and can be filtered and sorted by users.

### 2FA and google authenticator *(coming soon)*

2FA and google authenticator implement user identity verification to secure the financial transactions in ZamWallet.

### Fiat replenishment *(coming soon)*

Users can top up their ZamWallet accounts using fiat.


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://docs.zam.io/ecosystem/zam.io-zamwallet.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.