$ZAM Token

About $ZAM

$ZAM is the native token that powers the Zamzam Ecosystem and can be used for transactions on-chain, paying for fees on the network, making cross-border transfers, exchanged, staked, and used for liquidity mining.

With interoperability in mind and the idea being that users can seamlessly exchange digital assets from one blockchain to another, $ZAM is intended to be used as a universal bridge token for CeFi and DeFi.

Initially, $ZAM has cross-chain support for two of the most widely used blockchains in the world: Ethereum & Binance Smart Chain. In the future, support for other blockchains will be added.

The value of the $ZAM token is derived from revenue generated by the Zamzam ecosystem. Part of the revenue is directly invested in $ZAM. As network adoption increases, the value of $ZAM increases.


  • Backed by real revenue from the Zamzam ecosystem

  • Cross-chain: support for Ethereum & Binance Smart Chain.

  • Low fees

  • Fast

  • Global


  • Insurance for zMorgan

  • Payments and transactions

  • Fees and discounts

  • Rewards

  • Staking

  • Governance

  • Liquidity Mining



Zam.io aims to eventually become a true Decentralized Autonomous Organization (DAO). For this reason, $ZAM token holders should be able to help shape the future of Zam.io platform. Token holders are responsible for governing Zam protocol and can influence decisions concerning the project such as fees, rates, new products and features, financial models, policies or even changing the governance system itself. Anyone can be a $ZAM holder and everyone is welcome to join us in shaping the future of DeFi.

Token Economics

$ZAM - mechanisms of tokenomics’ stabilization

We are holding a private sale for the project development in the amount of 20% of the total token supply. Most of the tokens for sale are locked for the first five months and will be unlocked linearly over the ten months starting in September 2021.

  • $ZAM tokens are supported by constant revenue streams receiving within Zamzam ecosystem.

  • We block $ZAMs which would be provided to Borrower (stocks portfolio owner) as insurance. The total insurance pool is about 10% of the total token supply.

  • Interest received as an interest income from loans issued in stablecoins would be partly invested in $ZAM.

  • $ZAM tokens will be listed on centralized exchanges, according to our tokenomics.

Incentive mechanisms in DeFi

As the mechanisms of tokenomics’ stabilization, we implement in the Zamzam Ecosystem the incentive mechanisms in DeFi.

DeFi Farming

Yield farming locks their funds in lending pools where other borrowers borrow funds in exchange for interests.

  • The users earn rewards.

  • A user needs to pay a transaction fee to “harvest” from the “farm”.

  • As more and more yield farmers invest in the DeFi pool, the value of the return increase.

Liquidity Pool Mining

Liquidity is considered the lifeblood of any physical or digital currency, exchange, or financial network, so there will be designed rewards or incentives given to those who provide liquidity to LPs.

  • Distribution of about 10% of the total token supply to the liquidity mining rewards pool.

  • The users receive a reward rate (swap fees).

  • Withdrawals or transfers to or from Liquidity Pools all incur a gas fee (ETH).

  • Liquidity mining of new tokens must have a high APY to attract traders to provide liquidity.

MasterNode Staking

We incentive long-term holders to start using staking their tokens to collect staking rewards, taking them out of circulation. This should decrease the circulating token supply and positively affect $ZAM’s price.

We plan the launch of staking in September 2021.

We will distribute about 23-45% of the total token supply to the staking rewards pool. We are building a strong financial model that allows us to distribute the staking rewards pool for many years.

  • The users receive staking rewards. DeFi tends to give a lot of high rewards, while being accompanied with much higher risks, the earlier the investor participates in the project's lifecycle, testing, and development.

  • The higher the stake, the greater the staking rewards.

  • Frequent reward payouts - the more nodes the more frequent payouts, because our nodes are always paid proportionally to all users who have shares of the respective coin.

  • We will set up a minimum required balance and minimum terms for staking holders.